Fair Market Value (True Lease)
For those worried about obsolescence, this plan offers the most
options both during and at the end of the lease. In addition, this
plan is particularly beneficial to those wanting to have both a
small security deposit and a relatively low monthly payment. At
the end of the lease term, the lessee has the option to extend the
term of the lease, return the equipment, or buy it as its fair market
value. Alliance also offers financing for those wishing to buy the
equipment at lease end. A True Lease allows the most cost to be
deferred to the end of the lease, when a decision to retain or upgrade
the equipment can be made.
$1.00 Buy-Out
For those who are fairly certain they wish to purchase the equipment
at the end of the lease term; this is the recommended plan. At the
end of the lease term, the equipment is simply purchased for $1.00.
(A nominal charge for processing the title transfer may also apply;
this plan is not available in Florida, Arkansas, Nebraska or Texas.)
10% Security Deposit Plan
This program offers the lowest monthly payment, and may therefore
be especially attractive to those who can afford a security deposit
of 10% of the equipment price. End-of-lease options still apply;
the deposit can be applied to the purchase price of the equipment;
the lease can be extended, or the equipment can be returned, and
the deposit refunded. Alliance will offer to finance the remaining
balance for those choosing the purchase option.
10% Purchase Option Plan
This plan offers the lessee a fixed purchase option at the end of
the lease. At lease end, the customer can extend the term of the
lease, return the equipment or buy it at 10% of the original equipment
cost. Alliance also offers financing for those wishing to buy the
equipment at lease end.
Alliance's Flexible Lease Structure
Use Alliance leasing services' flexible leasing options to meet
businesses unique needs:
Master Lease
A master lease agreement allows for easy add-on schedule of equipment
for the duration of the lease term. Payments are adjusted to meet
the addition.
Step Lease
Step leases allow lease payments to either increase (Step-Up) or
decrease (Step-Down) over the term of the lease to better meet unique
cash flow needs.
Step-Up
This plan allows for lower monthly payments at the onset of the
lease while the equipment begins to generate revenue. Ideal for
growing businesses.
Step-Down
Here, the customer makes larger monthly payments at the beginning
of the lease vs. the end. This is a good program for businesses
that want to minimize charges.
Skipped Payment Lease
This type of lease agreement requires the lessee to make payments
only during certain months or periods each year, to meet seasonal
needs or other cash flow constraints.
Deferred Payment Lease
Deferred Payment Lease is a lease that contains 30, 60 or 90-day
deferment of the first monthly payment.
90 or 120 Days Same as Cash
90 or 120 Days Same as Cash Lease Contract allows businesses to
acquire new equipment today, but take as long as 90 or 120 business
days to decide to lease or purchase the equipment.
